EukaPay is a Toronto crypto payment processor for businesses: you take crypto at checkout, by invoice, payment link or terminal, and it converts the payment so you can be paid in dollars or stablecoins. The FINTRAC registry lists EUKAPAY, operated by NUCL Technologies Inc., as a registered money services business (M22233887, expiry November 30, 2027, covering foreign exchange, money transferring, virtual currency and payment service provider activity). I could not verify a current fee from an official page, so check EukaPay's pricing before you commit. It is a business tool, not a consumer wallet.
- Best for: Canadian merchants who want to accept crypto without holding it
- FINTRAC: registered MSB, M22233887, operating as EUKAPAY
- Fees: not verified; confirm on EukaPay's site
| Detail | Info |
|---|---|
| What It Is | Crypto payment processor for merchants: invoices, payment links, checkout button, POS terminal, mass payouts by CSV or API |
| FINTRAC | NUCL TECHNOLOGIES INC. (operating name EUKAPAY), M22233887, registered, initial approval 2022-10-20, expiry 2027-11-30 |
| Older Entity | EUKAPAY INC, M21772377, shown as ceased |
| Settlement | Fast, low-cost settlement per EukaPay's site; exact timing not verified here |
| Payout | Dollars or stablecoins, per my earlier testing |
| Fee | Not verified. My earlier review said 2%, so confirm before relying on it |
| Accounting | Export to Xero or QuickBooks, per my earlier testing |
| Referral | I have a referral link on the sign-up page |
EukaPay is a Canadian crypto payment solution designed for businesses looking to accept cryptocurrency payments effortlessly. As someone who has been deeply involved in Canada's crypto landscape since 2016, I can confidently say that EukaPay simplifies the process by allowing businesses to accept a variety of cryptocurrencies and receive payments directly to their bank accounts in the fiat currency of their choice.
EukaPay is a practical option for businesses that want to keep more of their profits than card fees allow.
What Is EukaPay?
EukaPay envisions a future where cryptocurrencies smoothly coexist with traditional local currencies, a transition likely to accelerate as more countries legalize crypto use.
As an all-in-one digital currency payment processor, EukaPay combines solid features like accounting and analytics, enabling merchants to generate invoices, accept crypto payments, and track transactions in real time. It also provides the flexibility to receive payments in dollars or stablecoins, catering to diverse financial needs.
For Canadian businesses, EukaPay simplifies accepting cryptocurrencies while providing payouts in Canadian dollars. This helps address challenges such as currency volatility, financial and tax reporting, and the high costs of maintaining secure infrastructure.
Integrating EukaPay into a website is straightforward, allowing customers to pay with crypto effortlessly. Transactions are confirmed instantly, with funds settled at the end of each business day. The exchange rate is locked at the point of sale, providing transparency, while the finality of crypto transactions eliminates the risk of chargebacks.
What Are EukaPay's Major Features?
EukaPay offers a range of features that make it an ideal solution for businesses and merchants seeking to accept crypto payments.
Its flexibility stands out: you can create invoices to email clients, add a “pay with crypto” button to your website’s checkout page, or accept crypto payments in person with a terminal at your physical location.
To protect both you and your customers from volatility, crypto payments are converted to dollars or stablecoins at the time of sale, providing a smooth transaction process.
For those looking to buy crypto, EukaPay provides an on-and-off ramp solution. You can use Interac e-Transfer to purchase select cryptocurrencies, with the added benefit of a non-custodial system, crypto is sent directly to your wallet rather than being held for you.
Additionally, if you're interested in buying or selling large amounts of crypto, EukaPay’s OTC Desk offers personalized quotes with the best exchange rates.
Additional Features
EukaPay makes it simple to manage your finances by allowing you to export crypto transactions to Xero or QuickBooks. You can also integrate crypto payments directly into Xero invoices for smooth invoicing and accounting.
To help new customers discover your business, EukaPay offers a dedicated map where you can list your business details and location. Similar to Google Maps, this feature highlights businesses that accept crypto payments, making it easier for customers to find and support your business.
Which Cryptocurrencies And Networks Does EukaPay Support?
| Name | Symbol | Network |
|---|---|---|
| Bitcoin | BTC | Mainnet |
| Ethereum | ETH | Ethereum |
| USD Coin | USDC | Ethereum |
| Tether | USDT | Ethereum |
| Tether | USDT | Tron |
| Bitcoin Cash | BCH | Mainnet |
| Litecoin | LTC | Litecoin |
| Solana | SOL | Solana |
| Polygon | MATIC | Ethereum |
That list is what EukaPay showed when I tested it. Coin lists change, so confirm the current supported coins and networks in your dashboard or at docs.eukapay.com before you promise them to customers.
How Do You Receive Crypto Payments With EukaPay?
EukaPay simplifies crypto payments by converting cryptocurrency into Canadian dollars at the point of sale and depositing the funds directly into your bank account. This means that customers pay the exact amount they expect, and you’re protected from market volatility if crypto prices drop before the payment clears.
To secure competitive exchange rates, EukaPay aggregates rates from multiple exchanges and selects the best one available. Customers have a 20-minute window to complete their checkout before the exchange rate updates.
If you’d rather receive payments in stablecoins instead of Canadian dollars, EukaPay offers that option as well. Stablecoins provide protection against volatility and can be exchanged for crypto or dollars later as needed.
For those who prefer to receive payments directly in cryptocurrency, EukaPay also supports a selection of cryptos sent to your wallet. However, keep in mind the potential risk of value fluctuations with this option.
How To Receive Crypto Payments With EukaPay
EukaPay offers multiple ways to accept cryptocurrency payments, including at retail points of service. With just a smartphone or tablet, you can use the EukaPay app to streamline the process. Simply connect your bank account, generate a QR code through the app, and let customers scan it to complete their payments effortlessly.
Invoicing
EukaPay makes it easy to send customized invoices with just a few clicks. Customers can send crypto to the payment address included on the invoice, and you’ll receive the payment in dollars. To add a professional and personal touch, invoices can be customized with your own branding and logo.
Online Payments
When shopping online, your customers can complete their checkout as usual but will have the option to pay with crypto alongside traditional methods like credit or debit cards. To pay, they simply send cryptocurrency from their wallet to the address displayed on the checkout page.
Custom Payments
EukaPay also allows you to create custom payment options tailored to your customers' needs, perfect for one-off services or fees. You can email a link to a dedicated payment page or send the payment request as a PDF. For added convenience, these custom payment templates can be saved in your dashboard, making them easily reusable whenever needed.
What Is EukaPay's User Experience And Integration Like?
Integrating EukaPay into your website is simple. From your EukaPay dashboard, you can access templates to create a custom checkout button, which can be easily embedded on your website to enable smooth crypto payments for your customers.
Alternatively, you can integrate EukaPay into your website using its API, with all the necessary code provided in the setup information.
Additionally, EukaPay offers templates to create a crypto payment option for events, which can be embedded into your website just as easily.
EukaPay features a user-friendly dashboard that provides a full overview of your transactions, payments received, and bank payouts. The dashboard also includes settings for adding your branding, adjusting security preferences, creating and managing templates, assigning user roles, and accessing support documentation, all in one convenient place.
The dashboard is easy to navigate and help is only one click away with 24/7 support.
How Fast And Secure Are EukaPay Transactions?
With EukaPay, transactions are instant, much like payments made with credit or debit cards. This means payment guarantees for merchants, as funds are converted to dollars or stablecoins at the point of sale and deposited directly into your bank account. Additionally, all crypto sales are final, eliminating the risk of chargebacks.
EukaPay also prioritizes security for receiving crypto payments. Features like wallet address whitelisting, two-factor authentication, and customizable roles and access privileges for staff members provide solid protection for your business.
How Is EukaPay's Customer Support?
EukaPay offers 24/7 support, available 365 days a year, to assist you whenever needed. Simply fill out the contact form on their website, and the support team will respond promptly.
What Does EukaPay Cost?
My earlier review quoted a flat 2% transaction fee with no monthly fees or hidden costs. I could not confirm that figure on an official page in October 2026, so treat it as a number to verify, not a promise. Ask for the current rate in writing, and compare it with your card processor's total cost including chargebacks, since crypto payments are final and carry no chargeback risk.
Is EukaPay Compliant In Canada?
The FINTRAC registry shows NUCL TECHNOLOGIES INC., operating as EUKAPAY, as a registered money services business (M22233887) with an expiry date of November 30, 2027. The registration lists foreign exchange, money transferring, virtual currency and payment service provider activity. An older entity, EUKAPAY INC (M21772377), shows as ceased, so make sure you contract with the current one. As a payment processor, EukaPay does not hold your funds longer than needed: payments are converted and paid out to your bank or wallet. FINTRAC registration is an anti-money-laundering registration and does not by itself protect your balance, so ask about settlement timing and safeguards.
What Are The Pros And Cons Of EukaPay?
Pros
- Accepts crypto and pays you in dollars or stablecoins
- Invoices, payment links, checkout button, POS terminal and mass payouts
- Xero and QuickBooks export
- Crypto payments are final, so no chargebacks
- FINTRAC-registered MSB entry for the current operator
Cons
- I could not verify the current fee
- Coin list may have changed since my test
- Customer base and reviews are thin, so ask for references
- A payments tool, not a consumer wallet
Is EukaPay Worth It For Canadian Businesses?
If you are considering crypto payments, EukaPay is a practical option, especially given the cautious stance of Canadian banks toward crypto. It lets you receive dollars while customers pay in crypto, protecting you from volatility, and crypto payments are final, so you do not need to worry about chargebacks. Confirm the current fee and supported coins first. Also see my best cryptocurrency payment gateways ranking for alternatives.
What Changed For EukaPay In October 2026?
- The FINTRAC registry lists NUCL TECHNOLOGIES INC. (operating as EUKAPAY) as registered through November 30, 2027, while the older EUKAPAY INC entity shows as ceased.
- FINTRAC initial approval date for the current EukaPay entity, M22233887.
Frequently Asked Questions
What Is EukaPay?
A Canadian crypto payment processor for businesses. Customers pay in crypto by invoice, payment link, checkout button or terminal, and you can be paid in dollars or stablecoins.
Is EukaPay Registered With FINTRAC?
The FINTRAC registry lists NUCL TECHNOLOGIES INC., operating as EUKAPAY, as registered (M22233887, expiry November 30, 2027). An older entity, EUKAPAY INC, shows as ceased.
How Much Does EukaPay Charge?
I could not verify a current fee on an official page. My earlier review said 2%, so confirm the rate with EukaPay before you sign up.
Can EukaPay Pay Me In Canadian Dollars?
Yes, per my earlier testing, it converts crypto and pays out in dollars or stablecoins. Confirm CAD payout terms in your account.
Do Crypto Payments Have Chargebacks?
No. Crypto transactions are final, which removes chargeback risk for the merchant, though refunds then become your own decision.
Does EukaPay Work With Xero Or QuickBooks?
My earlier review found you could export crypto transactions to Xero or QuickBooks. Check the current integrations in the dashboard.